Draft for legal and operational approval. Prepared in the name of Valor Financial (Mauritius) Ltd. It is not in force and does not activate accounts, services or promotions. The specific conditions and controls described must be validated before publication and contracting.
Trade America is the trading name of Valor Financial (Mauritius) Ltd.
- Mauritius registration
- C121829
- FSC licence · Asset management
- C113012533
- Head office address
- 5th Floor, The CORE Building, No.62, ICT Avenue, Cybercity, Ebene, Mauritius
In this document 9 sections
01 Nature of the bonus
A deposit bonus offered by Valor Financial (Mauritius) Ltd, when approved and made available through a specific campaign, is non-withdrawable promotional credit. It is not money deposited by the client, yield, a loan, a profit guarantee or cash available for withdrawal. It cannot be transferred, sold or converted to cash on request. Its amount must be displayed separately from own capital and the balance eligible for withdrawal.
02 Campaign and eligibility
This is a framework policy and does not launch a promotion. Each campaign must state its name, version, dates and time zone, eligible countries and clients, covered accounts, percentage or amount, maximum credit, qualifying deposit and crediting time. Only actually settled and verified deposits may qualify. A promotion must not be offered where prohibited or incompatible with the licence, client profile or applicable rules.
03 Voluntary participation and prior information
Participation requires an express choice and a record of the terms presented. It is not presumed from a deposit, registration or silence. Clients must be able to refuse the bonus without losing access to the contracted service under ordinary conditions. Before accepting, clients must know whether credit supports margin, how losses use it, when it expires and what removing it does. Undisclosed support instructions or adverse retrospective changes are not permitted.
04 Own capital and realised gains
The withdrawal restriction applies to promotional credit. Own deposits and profits do not automatically become a bonus. Treatment of profits associated with bonus-supported trades must be clearly defined before acceptance, including any valid and verifiable condition. Without that definition, a campaign must not be activated. There is no presumed authority to cancel legitimate profits or prevent return of available own capital until promotional turnover is reached.
05 Margin, losses and close-out
If a campaign permits bonus use as margin, the calculation of equity, free margin, loss allocation and automatic close-out must be demonstrated before joining. Expiry or cancellation can reduce margin and affect open positions. Clients need notice and information on consequences, without a guarantee that notice will prevent loss. The platform must show cash and credit separately; this policy does not assume the bonus absorbs losses before client money.
06 Withdrawals and voluntary cancellation
Clients may request withdrawal of eligible own balances and refuse or cancel participation through the account channel. The campaign must define in advance whether withdrawal cancels all or part of the credit, the formula and the effect on positions. This draft invents no cancellation formula. Clients must see the effect before confirming and be able to request clarification. A new deposit or external payment cannot be required to release a withdrawal.
07 Misuse and proportionate review
Document fraud, identity misuse, duplicate accounts used to bypass eligibility or proven campaign manipulation may justify review and cancellation of an improper benefit. Decisions require evidence, a previously disclosed rule and proportionate review. A profitable strategy or withdrawal alone does not prove abuse. Any correction must distinguish promotional credit, actually affected gains and unrelated own funds; it does not authorise indiscriminate confiscation.
08 Expiry, changes and campaign closure
Expiry date, notice, inactivity conditions and position treatment must appear in the original rules. Material changes apply prospectively, preserving accrued rights and mandatory rules. Closing new participation does not permit unrestricted changes to an accepted promotion. Correction of a material error must be justified, notified and open to challenge. Clients may use the complaints policy.
09 Required campaign sheet and launch control
Before launch, approval is required for: percentage or amount and cap; qualifying minimum deposit; dates and countries; accounts; margin and loss treatment; profits; any turnover requirement with an understandable formula, instruments, exclusions and deadline; withdrawal effect; cancellation and expiry; acceptance evidence; owner and complaint channel. Advertising must clearly display “non-withdrawable bonus” with prominence comparable to the promoted amount. A bonus must not be presented as guaranteed risk reduction.
Company contact
Valor Financial (Mauritius) Ltd
Trading name: Trade America